Is It Safe to Shop Online Part 3
Before providing your credit card information:
* Check the price that makes the product to store and compare it to what the cost is on the Internet, it is necessary to add the shipping charges.
* Visit and find Web sites where possible telephone or personal contact, and show a physical address location of the establishment, plus phone numbers of customer service. Call and determine whether trade is legitimate. Ask any questions you deem necessary. If you never answer or the number does not exist, shop elsewhere.
* Take note of phone and email address for making complaints, and the procedure for their establishment.
* Pay attention to product data that appears on-line, its color, size, number of units and presentation, and compare with a photo of yourself to avoid misjudgments.
* Carefully read the conditions, such as probation, return, expenses, warranty and after-sales or technical services.
* Set a deadline or pay close attention to the already established, especially if you need the product or service for a specific date, such as during the holiday season.
Regardless of where you go to make the purchase, the vendor or Web site must provide alternatives to make your payment, so you can choose the most appropriate:
* Online payment by credit card.
* Deposit referenced in bank branch
* Pay by Phone Card
* Transfer online referenced
* Personally or by mail
After making the purchase:
* Upon completion of your order, should appear a page that summarizes your transaction, plus it is likely to receive an email confirmation. Print both documents, and a page with the business name, address, telephone number and legal terms of your purchase, and keep it until the end of the period of warranty.
* Agree on a place and time of delivery of the goods, and try to be present to receive it, to avoid delays in the time or expense.
* When you receive your order, check that there is no faulty, test it as soon as possible and make sure they are all parts, accessories and manuals.
* Investigate how to proceed if you want to cancel your purchase, once you have paid and received, and what are the costs and time limits for such repayment.
* When you finish shopping, unplug your computer. If you usually leave it on and connected to the network all day, you are creating an ideal situation for scammers who want to install malware on your computer can be controlled remotely to commit cyber crimes.
Stay alert
Review the statements of their cards as soon as you receive to make sure you have not been charged unauthorized charges. Do not ignore small amounts, although at first may think are mistakes. Fraudsters often make small charges in the accounts to verify that the credit card is in use before carrying out much larger charges.
Make all your purchases online by credit card, not only is the easiest way to buy but also if an incident occurs, the damage will be minor.
With these simple precautionary measures and sufficient, able to take care of their personal finances and make their Christmas presents on time under the tree.
As usual, we want to clarify that these are some safety recommendations, however, daily new forms of deception, so always be necessary to be aware of the newest forms of online fraud.
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Tags: Business on the internet, create a virtual store, credit cards, cyber crime, Financial Tips, online business, online payment, online stores, online transactions, secure online, virtual store
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