Advantages of online deposits:
- Convenience of recruiting from home, without wasting time going to an office or standing in queues.
- Deposits online lately to offer a higher interest on deposits contracted in office, due to lower costs involved for the bank offers the Web.
- In the online deposit deadlines are shorter than traditional ones.
- The minimum requirements are lower in an internet deposit in a bank engaged in a physical.
- Most do not require products (such credit cards, insurance etc..).

Disadvantages of deposits online:

- If you have problems and want to go to claim in an office can not.
- Some people may suspect of security in online transactions on the computer. One can become a victim of fraud or hacking.
- Some online banks do not receive the same warranties from the government (mainly because they are foreign entities). Keep that in mind.

The finances online, also known as e-finance (using Anglo-Saxon words) are defined as the use of financial services and markets electronic dealing and information communication.

Why come online finance?

Online finance arise due to the need not only to streamline financial operations, but also to optimize human and financial resources invested in these processes, in addition to reaching an increasingly broad sector of the population.

As we know, modern society tends towards the generation of technologies that facilitate daily life, reducing time and costs to increase productivity and enable the enjoyment of recreational activities.

Thus, in recent years, the financial sector has begun to explore the world of telecommunications and the Internet.

At first, the use of online resources for operations and investment banking was limited by two important factors directly related to each other: the distrust in the safety of operations and poor technology in this field.

Over time, however, financial institutions have increasingly invested in creating software more secure and easy to use for their clients. This has meant that more and more users are integrated into the world of financial transactions by computer and phone, both local and cellular phones.

At the end we can say that finances are a resource online that can afford modern optimize some aspects of our lives, provided we are willing to renew every day and keep abreast of the changes that modernity brings.

The electronic transfer is the way to move funds from one account to another through an authoritative server which is usually the bank with whom we have discharged our account and passwords.

It is used by both companies and by individuals to do all sorts of services and transfer payments to third parties.

Represents a very safe way of moving money from one account to another, as it avoids having to go to the bank to deposit, especially when it comes to large amounts of cash or checks. In addition to offering access to international banks.

To get the most out of online banking is important that you pay attention to certain safety precautions such as:

* Preferably not do online banking in Internet cafes or public places where you do not know if the computer you’re using is safe.
* Look for safety signs in the bank to detect web that is the bank’s secure site and not some copy.
* It is best to go directly to the website or URL of the bank.
* You must be careful not to disclose your electronic identity, ie your passwords and account numbers to anyone.
* Keep your computer free of viruses and spyware.
* Change your passwords with some frequency.
* Check your bank balance regularly.
* Report any abnormalities to your bank.

1. Do something that people want
Paul Graham of Y Combinator, speaks very well about this in lecture for the startup school 08. Initially, think of something that people want, do not worry about the business model right away. The classic example that is cited for this type of thinking is Google, which in its first year was taking damage, but still moving forward because his audience would not stop growing. Until one day there is the business model and ad engages the business.

2. Start with a focus and setting priorities
A common mistake made by startups is to want to “embrace the world” or get lost as to your goal. Establish a core, a heart of its business, the differential that will give life to the business. Established the core, work hard at it and concentrate on their development. Functionality and additional features should wait till later. You better have your differential functioning well than a lot of things that did not work.

3. Be flexible, take your idea from paper
Depending on the way you act this point can be quite severe. In the case of the Internet is extremely serious. Forget the fear of failure and begin to develop their idea. Probably an idea like yours may be under development or will be soon. Has a minimum of planning needed to launch its initial release and follow the next point to keep their development:

4. After launching his business is in constant beta
The name beta, which often shows up around the logos of the companies, should be viewed as a philosophy. Is always improving its solution or someone will do something better soon, try to always have some advantage over what exists on the market is an audience, performance, visual or simplicity. The best way to maintain the product finds its evolution is to look at the next two points:

5. Learn from the competition
The competition will always have something to teach you is the way to do something or how not to do. A common mistake made is not to identify their competitors or you think your solution is so innovative that there are no competitors. There will always be competition for whatever arises, whether directly or indirectly, because the economy is closed. Try to find as quickly as possible to its competitors and not lose sight of them.

6. Listen to your audience
In the paradigm of web2.0, participation of users is crucial. Be sure to listen to your audience, whether through an area of feedback or answering emails. Probably your user will have the best ideas to develop your product or solution, probably because they use far more than you.

7. Think globally
In the case of Internet, if you want to profit indirectly or their profit margin is low, think of something global. Do not start creating something for your city, state or country, think of something that’s worldwide. Working with profits or indirect advertising requires a large audience. You should only think of something local or national level if your idea has high added value, as in the shirt.

8. Encourage audience participation
The shirt that I quoted just now is a great example of audience participation. If possible open the possibility to create something that your audience or indirectly participate in your company. This will create a community of believers and it will get its name because the audience who participates becomes part of the brand and also wants to disclose it.

9. Do not worry about the technology initially
Who is not in IT or are getting into IT, often fails to start with an idea by not having knowledge of technology development. Do not limit your technical knowledge at the time of design ideas. Learn with technology courses, search the Internet or can be developed by others.

10. Think of the user from start to finish
The users are people who will use and its financially viable solution, therefore is the most important part. Google knows how to do it very well for being in their philosophy, design simple, functional and user-centric, which makes people want to use the product. Study interaction design or related fields, hire someone from that area, or have someone on your team that profile. Do research on your target audience and always be attentive to the feedback provided by him.