• Creating a vision and business mission

Anyone who wants to start a business must know the vision and mission that will guide a person to remain focused on business and organizational goals early. Often a business at the time began to develop at a later stage have failed because the organization did not focus on the improvement of early progress but too many businesses try to develop other new business fields. In this topic everyone will learn how to create a vision and mission in relation to the personal background and knowledge of your business that will be pioneered.

• Necessity of winning, positive attitude and learning to be successful

Mental attitude is the key to the success of your business other than the understanding of your business. ‘there is no over night success is something to be kept in mind than any candidate “entrepreneur” because it takes time, do not give up attitude, learning process, and look at problems in a positive way that does not make you become discouraged but to see every opportunity and learning for every failure . You will learn to develop these attitudes on to become “business entrepreneurs’ success

This summer, two projects have started parallel action in the municipal nursery, so that, towards the beginning of next year, children can enjoy a better and more comfortable facilities. The first of these projects involves the conversion of a multipurpose space in both rooms, the other in the construction of a multifunction room of 100 m2.

The works in this area that have recently begun, will allow children to have a classroom that will serve to activities outside their classes: dining, extraordinary activities that require a greater number of children, etc.. This new space will be a calculation of resistance so that if in future they would like to incorporate a new plant, this was possible without any problem. Also planned to incorporate a porch that will help the children to activities outside realitzr long days in the sun or rain.

Although one of the works began earlier, the forecast is that both actions were done prior to September 1, and that may be because in the beginning of the school, day 7.

The expansion work of the nursery, who runs the company Construcciones y Obras SL Riudellots have an amount of 152,000 euros.

The electronic transfer is the way to move funds from one account to another through an authoritative server which is usually the bank with whom we have discharged our account and passwords.

It is used by both companies and by individuals to do all sorts of services and transfer payments to third parties.

Represents a very safe way of moving money from one account to another, as it avoids having to go to the bank to deposit, especially when it comes to large amounts of cash or checks. In addition to offering access to international banks.

To get the most out of online banking is important that you pay attention to certain safety precautions such as:

* Preferably not do online banking in Internet cafes or public places where you do not know if the computer you’re using is safe.
* Look for safety signs in the bank to detect web that is the bank’s secure site and not some copy.
* It is best to go directly to the website or URL of the bank.
* You must be careful not to disclose your electronic identity, ie your passwords and account numbers to anyone.
* Keep your computer free of viruses and spyware.
* Change your passwords with some frequency.
* Check your bank balance regularly.
* Report any abnormalities to your bank.

* Check the price that makes the product to store and compare it to what the cost is on the Internet, it is necessary to add the shipping charges.
* Visit and find Web sites where possible telephone or personal contact, and show a physical address location of the establishment, plus phone numbers of customer service. Call and determine whether trade is legitimate. Ask any questions you deem necessary. If you never answer or the number does not exist, shop elsewhere.
* Take note of phone and email address for making complaints, and the procedure for their establishment.
* Pay attention to product data that appears on-line, its color, size, number of units and presentation, and compare with a photo of yourself to avoid misjudgments.
* Carefully read the conditions, such as probation, return, expenses, warranty and after-sales or technical services.
* Set a deadline or pay close attention to the already established, especially if you need the product or service for a specific date, such as during the holiday season.

Regardless of where you go to make the purchase, the vendor or Web site must provide alternatives to make your payment, so you can choose the most appropriate:

* Online payment by credit card.
* Deposit referenced in bank branch
* Pay by Phone Card
* Transfer online referenced
* Personally or by mail

After making the purchase:

* Upon completion of your order, should appear a page that summarizes your transaction, plus it is likely to receive an email confirmation. Print both documents, and a page with the business name, address, telephone number and legal terms of your purchase, and keep it until the end of the period of warranty.
* Agree on a place and time of delivery of the goods, and try to be present to receive it, to avoid delays in the time or expense.
* When you receive your order, check that there is no faulty, test it as soon as possible and make sure they are all parts, accessories and manuals.
* Investigate how to proceed if you want to cancel your purchase, once you have paid and received, and what are the costs and time limits for such repayment.
* When you finish shopping, unplug your computer. If you usually leave it on and connected to the network all day, you are creating an ideal situation for scammers who want to install malware on your computer can be controlled remotely to commit cyber crimes.

Stay alert
Review the statements of their cards as soon as you receive to make sure you have not been charged unauthorized charges. Do not ignore small amounts, although at first may think are mistakes. Fraudsters often make small charges in the accounts to verify that the credit card is in use before carrying out much larger charges.

Make all your purchases online by credit card, not only is the easiest way to buy but also if an incident occurs, the damage will be minor.

With these simple precautionary measures and sufficient, able to take care of their personal finances and make their Christmas presents on time under the tree.

As usual, we want to clarify that these are some safety recommendations, however, daily new forms of deception, so always be necessary to be aware of the newest forms of online fraud.

To identify a fake online store always check the Web address, as it may seem proper, may contain spelling mistakes in the name of the company or keep hidden links leading to malicious pages.

Unsolicited Offers
You may also reach him e-mails with very tempting offers, which may be scams, where attackers can steal confidential information from users (phishing). Never buy products that are offered by spammers or people who send email with special offers you did not order (junk mail or SPAM), or respond to an e unknown, as this confirms your email address and may be disclosing personal data to criminals such as name, address, phone number and even the number of your card credit.

Beware of mail
Often fraudsters send emails that appear to come from legitimate companies, but tell recipients to click on a link address, in an attempt to obtain your personal information and facilitate identity theft or other crimes. Clicking on a link in a fraudulent email could install spyware onto your computer.
Never provide personal details via email, as this information is not encrypted or protected and can be forwarded without your permission. Disclose data like this jeopardizes their safety and that of his family.

How to check security
To achieve a rewarding experience to do their Christmas shopping over the Internet, pay attention to the following:

* Ensure that the electronic address (known in English as the URL or Uniform Resource Locator) of the page where the payment to be made in the letter s protocol (https or shttp) and in the bottom right in status bar icon has a padlock or an unbroken key, which means that information indicating that the purchase is encrypted or protected and therefore it is operating in a safe place.
* Check in the same way the seller’s reputation scores in the forums or other buyers have made it.
* Buy only known sites and protection technology, or programs.
* Choose auction sites or sales of second hand with cash on delivery option
* Avoid using money transfer services that allow verifying the identity of the counterparty.
* Analyze the price of the product and compare it with similar. Brand items offered at very reduced prices could be counterfeits.
* Do not buy illegal or dangerous items.
* Beware of bargains and oversupply that do not offer guarantees. Do not believe in promotions and gifts “extraordinary” company to which they have not shared their data.
* Use your common sense or intuition. If you detect any abnormal situation on the site, such as excessive spelling and grammar, an improvised or inefficient system design, incredibly low prices, or do not have contact information or identification, report to the Federal Consumer Protection Agency.